India
GST invoice generator for India
Create GST-ready freelancer invoices with SAC codes, tax breakdowns, UPI and bank details, and professional PDF export. Built for Indian designers, developers, consultants, and agencies billing domestic and export clients.
Three steps to a professional invoice
Start using the tool immediately — most freelancers finish their first PDF in under five minutes.
Fill in your invoice
Add your business details, client info, line items, and payment terms in the editable form.
Preview updates live
Watch a professional invoice layout update in real time as you type — no refresh needed.
Download your PDF
Generate a client-ready PDF instantly. No signup required to export from the landing page.
Payout channels & tax withholding (India)
Compare Wise, PayPal, SWIFT, and domestic UPI rails — fees, speed, and TDS/Form 16A implications for independent contractors.
| Payout channel | Speed | Typical fees | Tax / withholding | Best for |
|---|---|---|---|---|
| Wise (USD → INR) | 1–2 business days | 0.4–1.5% FX margin + transfer fee | No TDS by Wise; report income in ITR | US/EU clients paying Indian freelancers regularly |
| PayPal (international) | Instant to PayPal; 1–3 days to bank | 3–5% FX spread + withdrawal fee to INR | No Form 16A; keep PayPal statements for filing | Small one-off payments under $500 |
| SWIFT wire (USD) | 2–5 business days | $15–45 intermediary + receiving bank charges | Client may not withhold; FIRC required for export | Large enterprise clients with AP departments |
| Direct INR (NEFT/IMPS/UPI) | Same day to 24 hours | Minimal domestic transfer fees | Client deducts TDS u/s 194J if applicable | Indian domestic clients and GST-registered billing |
| Stripe / Mercury (US entity) | 2–4 days after US payout | Platform + FX fees if repatriating | US 1099 if $600+ via US platform | Freelancers with a US LLC receiving client payments |
Frequently asked questions
Is this a free GST invoice generator for India?
Yes. Invoice for Freelance is free and supports GST-related fields, SAC codes, UPI, and PDF export for Indian freelancers.
What SAC code goes on a freelancer GST invoice?
Use the SAC matching your service type — IT, design, marketing, and consulting each have different codes. Confirm with your chartered accountant.
Can I add UPI to my GST invoice?
Yes. Display UPI ID, bank account, and IFSC on the same PDF for flexible client payments.
How do I invoice foreign clients from India?
Use USD invoices with export documentation. See our guide on creating freelance invoices in India for GST, LUT, and FIRC details.